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We’re combining data science
cutting-edge technology, and people-focused
service to reinvent financial services in Canada

We’re Canada’s leading online lending platform. Our job is to give Canadians a better way to borrow — one that’s faster, easier and more affordable than getting a loan from a bank or carrying a balance on a credit card. We’re lowering the costs of borrowing because we’ve lowered the costs of lending.

We leverage the power of technology to bring together creditworthy borrowers seeking loans with investors looking to earn a fair return on their money — all in a convenient online environment that guarantees timely, personalized service with very competitive interest rates.

Our loans range from $1,000 to $30,000 and from 4.8% APR to 18.99% APR. Loan terms can be customized from 1 through 5-year terms.

Our technology is built to allow you to apply with any device. Apply from the comfort of your couch on your computer, or while you're out and about on your phone. And we're available 24/7, because technology isn't restricted by inconvenient business hours.

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On average, our
customers save $4,114.27

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With the average credit card interest rate in Canada at 19.9%, many of our clients use our personal loans to pay off their credit card balances. They sleep easy at night knowing that after their customized term is up, they’ll be debt-free. Imagine what you could do with an extra $4,000 in your pocket.

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No fees,
and no surprises

Fees frustrated us so much that we got rid of them completely. We don’t charge you an upfront fee and you don’t have to make a down payment to take out one of our personal loans. And, if you choose to pay off your loan early, there aren’t any fees for that either.

Second-to-none
customer experience
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Even though we’re high tech, we still appreciate human touch. Should you have a question, we’re here for you every step of the way — morning, noon, and night, and even on the weekends. Talk with us on live chat, by email , or by phone

Don’t need a loan right now?

Take ultimate control
over your finances with RateTracker.

Grow RateTracker

RateTracker monitors your personal credit metrics and, every month, e-mails or texts you an updated personalized interest rate. Ensure you never end up paying more than you should for credit from your bank or credit card provider by knowing exactly how much you should be paying. This is transparency powered by technology

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Completely Free!

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Doesn’t affect your credit score
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It only takes 1 minute to subscribe

Our clients' stories

Helping people achieve their financial goals?
That's the best.
Have more questions?
We’ve got the answers
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We are here to help
We’ve got a dedicated team of folks waiting to assist you. And you won’t find an outsourced third-party call center on the other end of the conversation — you’ll be speaking directly with the people that are working hard every day to deliver Canadians the lending experience they deserve.